{"id":627,"date":"2026-03-01T01:17:12","date_gmt":"2026-03-01T01:17:12","guid":{"rendered":"https:\/\/sdmhomeinspect.com\/?p=627"},"modified":"2026-03-01T20:00:08","modified_gmt":"2026-03-01T20:00:08","slug":"4-point","status":"publish","type":"post","link":"https:\/\/sdmhomeinspect.com\/?p=627","title":{"rendered":"4 Point Insurance Inspection"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"627\" class=\"elementor elementor-627\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fc34f7 e-con-full e-flex e-con e-parent\" data-id=\"2fc34f7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-50d0854 e-con-full e-flex e-con e-child\" data-id=\"50d0854\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-87aa8fa e-con-full e-flex e-con e-child\" data-id=\"87aa8fa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0e936fb e-con-full e-flex e-con e-child\" data-id=\"0e936fb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbefc88 elementor-widget elementor-widget-image\" data-id=\"cbefc88\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sdmhomeinspect.com\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"642\" height=\"388\" src=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/10\/sdmwhitelogo-removebg-preview-1.png\" class=\"attachment-full size-full wp-image-115\" alt=\"\" srcset=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/10\/sdmwhitelogo-removebg-preview-1.png 642w, https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/10\/sdmwhitelogo-removebg-preview-1-300x181.png 300w\" sizes=\"(max-width: 642px) 100vw, 642px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab93f0d e-con-full e-flex e-con e-child\" data-id=\"ab93f0d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d277eb7 elementor-widget elementor-widget-heading\" data-id=\"d277eb7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SDM Home Inspections Blog<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6821fc1 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"6821fc1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d373102 elementor-view-stacked elementor-position-left elementor-shape-circle elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"d373102\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCall or Text \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t530-616-8005\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b8f8435 e-flex e-con-boxed e-con e-parent\" data-id=\"3b8f8435\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-547ee1f7 e-con-full e-flex e-con e-child\" data-id=\"547ee1f7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cefdd4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7cefdd4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">4 Point Insurance Inspection<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2842fda8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2842fda8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>What Is It?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e54ce4f e-flex e-con-boxed e-con e-parent\" data-id=\"3e54ce4f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2d398a7f e-con-full e-flex e-con e-child\" data-id=\"2d398a7f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-13d9d2f6 e-con-full e-flex e-con e-child\" data-id=\"13d9d2f6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4a805011 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4a805011\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47be299b elementor-tablet-align-center elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"47be299b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Understanding Your Home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66fe796d elementor-widget elementor-widget-elementskit-heading\" data-id=\"66fe796d\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-text_center   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">4-Point Insurance Inspections  <span><span>What is This???<\/span><\/span> <\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aca1ac3 elementor-widget elementor-widget-text-editor\" data-id=\"aca1ac3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A 4-point insurance inspection is a limited home inspection that focuses on the four main systems insurance companies care about most: the <strong data-start=\"139\" data-end=\"199\">roof, electrical, plumbing, and HVAC (heating &amp; cooling)<\/strong>. It\u2019s typically required for older homes (often 20\u201330+ years) to help insurers assess risk before issuing or renewing a policy. The inspector isn\u2019t evaluating cosmetic condition or general home maintenance \u2014 they\u2019re looking at the age, condition, and any safety concerns with those four systems. The end result is a short report with photos that helps the insurance company decide eligibility and pricing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58319460 e-con-full e-flex e-con e-child\" data-id=\"58319460\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73bb9ac1 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-image\" data-id=\"73bb9ac1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2026\/03\/spectora-tablet-mockup-495x400-1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"spectora-tablet-mockup-495x400\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NjM5LCJ1cmwiOiJodHRwczpcL1wvc2RtaG9tZWluc3BlY3QuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wM1wvc3BlY3RvcmEtdGFibGV0LW1vY2t1cC00OTV4NDAwLTEuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"495\" height=\"400\" src=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2026\/03\/spectora-tablet-mockup-495x400-1.jpg\" class=\"attachment-medium_large size-medium_large wp-image-639\" alt=\"\" srcset=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2026\/03\/spectora-tablet-mockup-495x400-1.jpg 495w, https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2026\/03\/spectora-tablet-mockup-495x400-1-300x242.jpg 300w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ebad1d7 elementor-invisible elementor-widget elementor-widget-elementskit-heading\" data-id=\"4ebad1d7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-text_center   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \"><span><span>when did insurers<\/span><\/span> start requiring them?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d70d65e elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4d70d65e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"Y3BBE\" data-sfc-cp=\"\" data-hveid=\"CAQQAA\" data-complete=\"true\" data-processed=\"true\"><p data-start=\"468\" data-end=\"594\">In California, this became noticeably common around <strong data-start=\"520\" data-end=\"533\">2017\u20132019<\/strong>, and then accelerated sharply after <strong data-start=\"570\" data-end=\"578\">2020<\/strong>, especially in:<\/p><ul data-start=\"596\" data-end=\"672\"><li data-start=\"596\" data-end=\"618\"><p data-start=\"598\" data-end=\"618\">Wildfire-prone areas<\/p><\/li><li data-start=\"619\" data-end=\"640\"><p data-start=\"621\" data-end=\"640\">Older neighborhoods<\/p><\/li><li data-start=\"641\" data-end=\"672\"><p data-start=\"643\" data-end=\"672\">Rural or foothill communities<\/p><\/li><\/ul><p data-start=\"674\" data-end=\"734\">By <strong data-start=\"677\" data-end=\"690\">2022\u20132024<\/strong>, many carriers were requiring 4-points for:<\/p><ul data-start=\"735\" data-end=\"889\"><li data-start=\"735\" data-end=\"765\"><p data-start=\"737\" data-end=\"765\">Homes over 20\u201330 years old<\/p><\/li><li data-start=\"766\" data-end=\"808\"><p data-start=\"768\" data-end=\"808\">Properties in high fire severity zones<\/p><\/li><li data-start=\"809\" data-end=\"850\"><p data-start=\"811\" data-end=\"850\">Homes with older roofs (15\u201320+ years)<\/p><\/li><li data-start=\"851\" data-end=\"889\"><p data-start=\"853\" data-end=\"889\">Homes with older electrical panels<\/p><\/li><\/ul><p data-start=\"891\" data-end=\"1001\">This wasn\u2019t always standard practice here \u2014 it became much more aggressive after a series of costly disasters.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45ef5502 elementor-invisible elementor-widget elementor-widget-elementskit-heading\" data-id=\"45ef5502\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-text_center   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \"><span><span>can you <\/span><\/span> help?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-424d4b72 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"424d4b72\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"otQkpb\" role=\"heading\" aria-level=\"3\" data-animation-nesting=\"\" data-sfc-cp=\"\" data-processed=\"true\" data-sae=\"\" data-complete=\"true\"><b>SDM Home Inspections provides Insurance Compliance Inspections!<\/b><\/div>\n<div class=\"otQkpb\" role=\"heading\" aria-level=\"3\" data-animation-nesting=\"\" data-sfc-cp=\"\" data-processed=\"true\" data-sae=\"\" data-complete=\"true\">We provide quick and convenient Insurance Inspections to help our clients receive or extend their insurance coverage.<\/div>\n<div role=\"heading\" aria-level=\"3\" data-animation-nesting=\"\" data-sfc-cp=\"\" data-processed=\"true\" data-sae=\"\" data-complete=\"true\">&nbsp;<\/div>\n<div role=\"heading\" aria-level=\"3\" data-animation-nesting=\"\" data-sfc-cp=\"\" data-processed=\"true\" data-sae=\"\" data-complete=\"true\">Typical single-family inspections can be completed in an hour, with a report in 24 hours.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d3b05a4 e-con-full e-flex e-con e-child\" data-id=\"4d3b05a4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1c1ce08d e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1c1ce08d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4d85e6cb e-con-full e-flex e-con e-child\" data-id=\"4d85e6cb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12a91a08 elementor-widget elementor-widget-heading\" data-id=\"12a91a08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Do You Still Have A Question?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42f2cb03 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"42f2cb03\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/sdmhomeinspect.com\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10e6da4 e-con-full e-flex e-con e-parent\" data-id=\"10e6da4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2816f36 e-con-full e-flex e-con e-child\" data-id=\"2816f36\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1493200 e-con-full e-flex e-con e-child\" data-id=\"1493200\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d57a27d e-con-full e-flex e-con e-child\" data-id=\"d57a27d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74b7116 elementor-widget elementor-widget-image\" data-id=\"74b7116\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wplocket.com\/fluefix\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"642\" height=\"388\" src=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/11\/sdmwhitelogo-removebg-preview-1.png\" class=\"attachment-full size-full wp-image-233\" alt=\"\" srcset=\"https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/11\/sdmwhitelogo-removebg-preview-1.png 642w, https:\/\/sdmhomeinspect.com\/wp-content\/uploads\/2025\/11\/sdmwhitelogo-removebg-preview-1-300x181.png 300w\" sizes=\"(max-width: 642px) 100vw, 642px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fbec85 elementor-widget elementor-widget-text-editor\" data-id=\"8fbec85\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>SDM Home Inspections provides Home Inspections throughout Northern California from Sacramento to Redding<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f6ec1a e-grid-align-left e-grid-align-tablet-center elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"2f6ec1a\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-animation-grow elementor-repeater-item-ad10988\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook-f<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-grow elementor-repeater-item-7350525\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19a76f7 e-con-full e-flex e-con e-child\" data-id=\"19a76f7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e196a5a e-con-full e-flex e-con e-child\" data-id=\"e196a5a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38f0fb8 elementor-widget elementor-widget-heading\" data-id=\"38f0fb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Quick Links<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-deeb940 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"deeb940\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sdmhomeinspect.com\/schedule\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar-times\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M436 160H12c-6.6 0-12-5.4-12-12v-36c0-26.5 21.5-48 48-48h48V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h128V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h48c26.5 0 48 21.5 48 48v36c0 6.6-5.4 12-12 12zM12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm257.3 160l48.1-48.1c4.7-4.7 4.7-12.3 0-17l-28.3-28.3c-4.7-4.7-12.3-4.7-17 0L224 306.7l-48.1-48.1c-4.7-4.7-12.3-4.7-17 0l-28.3 28.3c-4.7 4.7-4.7 12.3 0 17l48.1 48.1-48.1 48.1c-4.7 4.7-4.7 12.3 0 17l28.3 28.3c4.7 4.7 12.3 4.7 17 0l48.1-48.1 48.1 48.1c4.7 4.7 12.3 4.7 17 0l28.3-28.3c4.7-4.7 4.7-12.3 0-17L269.3 352z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Schedule Inspection<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"rtmicon rtmicon-blog\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Blog<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-contact\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Contact Us<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#FAQ\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-question\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M202.021 0C122.202 0 70.503 32.703 29.914 91.026c-7.363 10.58-5.093 25.086 5.178 32.874l43.138 32.709c10.373 7.865 25.132 6.026 33.253-4.148 25.049-31.381 43.63-49.449 82.757-49.449 30.764 0 68.816 19.799 68.816 49.631 0 22.552-18.617 34.134-48.993 51.164-35.423 19.86-82.299 44.576-82.299 106.405V320c0 13.255 10.745 24 24 24h72.471c13.255 0 24-10.745 24-24v-5.773c0-42.86 125.268-44.645 125.268-160.627C377.504 66.256 286.902 0 202.021 0zM192 373.459c-38.196 0-69.271 31.075-69.271 69.271 0 38.195 31.075 69.27 69.271 69.27s69.271-31.075 69.271-69.271-31.075-69.27-69.271-69.27z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FAQ<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992668f e-con-full e-flex e-con e-child\" data-id=\"992668f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03d7cc8 elementor-widget elementor-widget-heading\" data-id=\"03d7cc8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Address<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e53034f elementor-widget elementor-widget-text-editor\" data-id=\"e53034f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t2603 Doral Way<BR>\nChico, CA 95973\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b45e8ca elementor-widget elementor-widget-heading\" data-id=\"b45e8ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Contact<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da606b1 elementor-widget elementor-widget-button\" data-id=\"da606b1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sdmhomeinspect.com\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Email Contact<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e69ac71 elementor-widget elementor-widget-text-editor\" data-id=\"e69ac71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Phone : <\/strong>530-616-8005<br \/><br \/><\/p>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37c0161 e-con-full e-flex e-con e-child\" data-id=\"37c0161\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ec7615 elementor-widget elementor-widget-heading\" data-id=\"7ec7615\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Working Hours<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a3c760 elementor-widget elementor-widget-text-editor\" data-id=\"4a3c760\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Monday &#8211; Friday\u00a0<\/strong><\/p>\n<p>8:00 &#8211; 5:00<\/p>\n<p><strong>Saturday<\/strong><\/p>\n<p>9:00 &#8211; 2:00<\/p>\n<p><strong>Sunday<\/strong><\/p>\n<p>Appointment Only<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92f4b34 elementor-view-stacked elementor-fixed elementor-shape-circle elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"92f4b34\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;fixed&quot;,&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-bob\" href=\"#\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.9 289.5l-22.2-22.2c-9.4-9.4-9.4-24.6 0-33.9L207 39c9.4-9.4 24.6-9.4 33.9 0l194.3 194.3c9.4 9.4 9.4 24.6 0 33.9L413 289.4c-9.5 9.5-25 9.3-34.3-.4L264 168.6V456c0 13.3-10.7 24-24 24h-32c-13.3 0-24-10.7-24-24V168.6L69.2 289.1c-9.3 9.8-24.8 10-34.3.4z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ede7266 e-con-full e-flex e-con e-child\" data-id=\"ede7266\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-431e5a7 elementor-widget elementor-widget-heading\" data-id=\"431e5a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Copyright \u00a9 2025 SDM Home Inspections. All Rights Reserved.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SDM Home Inspections Blog Call or Text 530-616-8005 4 Point Insurance Inspection What Is It? Understanding Your Home 4-Point Insurance Inspections What is This??? A 4-point insurance inspection is a limited home inspection that focuses on the four main systems insurance companies care about most: the roof, electrical, plumbing, and HVAC (heating &amp; cooling). It\u2019s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":639,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-understanding-your-home"],"_links":{"self":[{"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/posts\/627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=627"}],"version-history":[{"count":19,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/posts\/627\/revisions"}],"predecessor-version":[{"id":655,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/posts\/627\/revisions\/655"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=\/wp\/v2\/media\/639"}],"wp:attachment":[{"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sdmhomeinspect.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}